CONTACT RAS

310.922.1994

Risk Analysis Services (RAS) helps level the playing field in the insurance marketplace!

RAS DIVES DEEPER™

Helping Clients Uncover What Often Miss

310.922.1994

Risk Analysis Services (RAS) helps level the playing field in the insurance marketplace!

CONTACT RAS

RAS DIVES DEEPER™ Into Historical Loss Data

You Should Understand Your Own Loss Data
Better Than Your Insurer Does

Most Loss Data Analyses

Barely Scratch the Surface

RAS DIVES DEEPER™

Helping Clients Uncover What Others Often Miss

Standard loss analyses don’t reveal the whole story.

RAS uses its proprietary RiskMap® technology and methodology to analyze clients’ own historical loss data exclusively and exhaustively — with no benchmarking — to uncover numerous important findings standard analyses often miss.

Better findings often support
SIGNIFICANTLY BETTER renewal outcomes.

Want to understand what RAS Deep Dive Analyses have accomplished for clients?

In under 5 minutes, read why a deeper dive into historical loss data matters.

READ WHAT DEEP DIVE ANALYSES HAVE ACCOMPLISHED

Real-World Results

“Alan Cantor’s work helped save Aurora $400,000 on 2026 insurance renewal premiums. My team presented Alan’s work to the underwriters. “

Renee Pettinato Mosley
Risk Manager – City of Aurora, Colorado

RAS used ServPro’s data to level the playing field in negotiations with underwriters. In our case, this approach reduced reinsurance premiums by over 18% and significantly lowered required collateral for open reserves.

Michael Connell, President of ServPro’s Restoration Risk Retention Group (RRRG), describes how Risk Analysis Services supported reinsurance negotiations and discussions with boards and regulatory authorities.

Analytical Methods for Reducing Business Insurance Costs

“Moneyball for Insurance”
Published in The Demotech Difference Quarterly, Spring 2025

Download
Moneyball for Insurance article explaining data-driven risk analysis methods
Introductory brochure outlining Risk Analysis Services capabilities

Click for Concise Explanation

…and the steps to work with RAS!

Download

Level the playing field in the Insurance Marketplace!

Save Money

Improve Operations

Meet Regulatory Requirements

Achieve Board Compliance

Reduce – Liberate Collateral

Who RAS Works With

RAS works with medium to large enterprises and municipalities, as well as:

  • Insurance brokers and consultants
  • MGAs and MGUs
  • Captives and captive managers
  • Risk retention groups and pools
  • Risk placement organizations
  • Fully insured and self-insured entities

What RAS Delivers

Risk Analysis Services LLC delivers value by helping clients:

  • Calculate Self-Insured Retentions (SIRs) and loss layers that maximize retention strategy!
  • Analyze potential ways future losses might be reduced!
  • Assess the impact of litigation management and related programs on expected losses!
  • Evaluate premium and cost allocation strategies that encourage reduced frequency and severity!
  • Graphically demonstrate the impact of safety and loss control programs!

Years Of
Experience!

$

Millions in
Premiums Saved!

$

Millions in
Collateral Reduced!

*Next Steps*

Interested in finding out whether RAS can help you
lower insurance or reinsurance premiums and potentially reduce collateral requirements?
The steps below outline the process:

Initial Zoom meeting to discuss how Risk Analysis Services works with prospective clients
Signing a mutual NDA before sharing historical insurance loss data
Submitting historical insurance loss and exposure data for risk analysis
Risk Analysis Services reviewing historical insurance loss data and analytics
Discussing whether risk analysis can support insurance premium and collateral reduction
Step 6: Discuss proposed scope of work (SOW) and send proposal.

What Our Clients Say!

RAS assisted our company in documenting loss trends by loss layer, helping us reduce our treaty costs by over 15% by better managing our retention for maximum efficiency. The analysis also helped us support our new retention strategy with regulators, rating agencies, and our Board of Directors.”

Mike Connell
President Restoration Risk Retention Group (an RRG serving ServPro’s Franchisees)

“I believe the $400,000 that Aurora saved in premiums for the 2026 renewal—particularly in Workers’ Compensation and Excess Liability—was attributable to the comprehensive analysis Alan provided.

The numbers don’t lie when they are presented in a readable, understandable manner.”

Renee Pettinato Mosley
Risk Manager – City of Aurora, CO

Risk Analysis Services has powerful analytical tools that we have found beneficial over the years.

A trucking company was able to move back to an A-rated carrier following the decline from A+ to A- to B because your detailed report showed that the loss trends were reversing.

A manufacturer’s warranty program pricing model was supported by your analysis.

Insurance is a negotiation and with tools like yours, the underwriters receive an objective third party’s insight which can support pricing decisions.

Lou Polur
Advisor on Insurance Polestar Insurance, LLC Clearwater, Florida

Working with Alan and his team was a delight, a rare occasion where an expert service provider delivered exactly what was described. I’m pleased to report Alan Cantor and RAS were able to level the playing field for our client and their reinsurance broker in negotiations with the re-insurers, saving over 15% on their next renewal.”

James R. Girardin
President Amethyst Captive Insurance Solutions Burlington, VT

Risk-Analysis-Services

AI Assisted Automated Analysis

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by Cantor & Company RiskMap®️ is a Registered Trademark of Cantor & Company All Rights Reserved.

310-922-1994