310.922.1994

Risk Analysis Services (RAS) helps level the playing field in the insurance marketplace!

Most Insurance Loss Analytics
Barely Scratch the Surface

RiskMap® reveals patterns in your own loss data that traditional benchmarking misses.

Real-World Results

“I’m an attorney… I hate math… It helped my brokers negotiate a better rate…”
Renee Pettinato Mosley

WHY RAS LOOKS DEEPER

Most insurance loss analysis relies on benchmarks, assumptions, and broad comparisons that can miss what is actually happening inside an organization’s own data.

RiskMap® analyzes ONLY the client’s own historical loss data across multiple years to uncover structural patterns that traditional methods often distort or miss.

This often reveals trends and cost drivers relevant to premiums, retentions, collateral, and negotiation strategy.


WHEN RISKMAP IS MOST VALUABLE

RiskMap often delivers the most value when something doesn’t quite add up:

  • Premium increases being proposed
  • Retention changes under consideration
  • Collateral requirements rising
  • Complex or volatile loss history
  • Projected losses higher than actual experience
  • Renewal terms don’t reflect performance

RISKMAP ADVANTAGE

Traditional analytics rely on benchmarks and assumptions that can distort actual loss experience.
RiskMap analyzes the client’s own data directly, without external assumptions.

  • No industry benchmarks
  • No modeling assumptions
  • No external adjustments

This reveals patterns and cost drivers that support stronger renewal, retention, and collateral discussions.


WHO THIS IS FOR

WHO RAS WORKS WITH

Designed for organizations and advisors responsible for insurance strategy, financial outcomes, and risk-related decision-making.

Insurance Brokers

Bring clients insights they have not seen before — and walk into renewals with a stronger negotiating position.

For Insurance Brokers

Risk Managers

See what is truly driving premiums, retentions, and collateral — before key renewal and program decisions are made.

For Risk Brokers

Financial Leaders

Gain clearer visibility into risk-related costs and support better financial planning, budgeting, and strategic decisions.

For Finance Leaders

HOW RISKMAP WORKS

RiskMap organizes years of loss data to reveal structural patterns traditional methods miss.
It identifies recurring patterns, concentrations, and distortions that affect pricing, retention, and collateral decisions.

See What Your Data Might Be Missing

If premiums, retentions, or collateral do not match your actual loss experience, it may be worth a closer look.