Comprehensive Loss Forecasting & Risk Analysis
Risk Analysis Services (RAS) provides rigorous, data-driven analysis of historical loss experience to produce credible projections of expected ultimate total incurred losses.
Our proprietary RiskMap® methodology transforms complex claims data into actionable intelligence for risk managers, brokers, CFOs, captives, and underwriting teams.
RiskMap® Loss Forecasting is designed to withstand underwriting scrutiny and materially improve insurance outcomes.
We specialize in:
- Projected Total Incurred Losses
- Multi-SIR retention modeling
- Loss development and trend analysis
- Frequency and severity analysis
- Inflation-adjusted projections
- Executive-ready technical documentation
Our work frequently supports:
- Retention optimization
- Improved renewal negotiations
- Clearer underwriting discussions
- Reduced premium volatility
- Stronger analytical positioning
Why Loss Forecasting Matters
Organizations that understand their loss experience negotiate from strength.
RiskMap® analyses enable clients to:
- Demonstrate measurable performance improvement
- Support higher retentions with confidence
- Quantify marginal cost at each SIR level
- Present credible data to underwriters
- Strengthen long-term risk strategy
In many engagements, improved projections have produced materially lower premiums.
Insurance Layering Analysis
Running multiple SIR scenarios allows us to credibly model how total expected losses layer across retention levels.
This clarifies:
- What the organization retains
- What transfers to insurers
- The marginal cost of increasing retention
