Most Insurance Loss Analytics Only Scratch the Surface
RAS goes deeper to strengthen renewal negotiations — revealing the trends that drive premium, retention, and collateral decisions.
Why RAS Looks Deeper
Risk Analysis Services (RAS) helps organizations strengthen their negotiating position with insurers and reinsurers by analyzing historical loss data more deeply than traditional approaches.
Using RiskMap®, RAS dives into multiple years of loss data across Property & Casualty programs to identify trends that standard analytics often miss.
These deeper insights frequently reveal opportunities to:
- reduce insurance and reinsurance premiums
- lower collateral requirements
- allocate costs more accurately
- support stronger underwriting negotiations
By understanding how loss patterns actually behave over time, RAS helps clients enter renewal discussions with greater clarity and negotiating leverage.
Real-World Results
“I’m an attorney — I hate math — but RAS helped my brokers negotiate a better rate. Their analysis revealed insights in our loss data that we simply hadn’t seen before.”
How RiskMap® Creates Structural Insight
RiskMap® analyzes historical loss data across multiple years to uncover structural patterns in claim frequency, severity, development, and volatility. These insights help clarify how risk is likely to be interpreted by underwriters — supporting stronger renewal positioning.
- frequency trends
- severity distribution
- development progression
- retention alignment
- volatility characteristics
